You are all terrific! Thank you for all the informative messages, both on and
off line. Someone requested that I post a summary of what I find out, so
I'll do that as soon as I can make the time (may take a few days).
Thank you again for all the good info! We'll be able to make a much more
informed decision -- thanks to this list :-).
Cheers,
Jane Valencia
jtk@netcom.com